[] [2016 280002240011 No. Loan Agreement of Circulating Funds Evergrowing Bank Signing Location: _____, China Loan Agreement of Circulating Funds Important Notice to Borrower Please read the whole Agreement carefully, especially the provisions marked as DD . If you have any questions, please ask the Lender timely to explain. Wuhan Kingold Jewelry Co., Ltd Borrower (The Borrower): _ Zhihong Jia Legal] [2016 280002250011 No. Loan Agreement of Circulating Funds Evergrowing Bank Signing Location: _____, China Loan Agreement of Circulating Funds Important Notice to Borrower Please read the whole Agreement carefully, especially the provisions marked as DD . If you have any questions, please ask the Lender timely to explain. Wuhan Kingold Jewelry Co., Ltd Borrower (The Borrower): _ Zhihong Jia Legal] [2016 280003040011 No. Loan Agreement of Circulating Funds Evergrowing Bank Yantai Signing Location: Loan Agreement of Circulating Funds Important Notice to Borrower Please read the whole Agreement carefully, especially the provisions marked as DD . If you have any questions, please ask the Lender timely to explain. Wuhan Kingold Jewelry Co., Ltd Borrower (The Borrower): _ Zhihong Jia Legal Representative/] [2016 280003040021 No. Loan Agreement of Circulating Funds Evergrowing Bank Yantai Signing Location: Loan Agreement of Circulating Funds Important Notice to Borrower Please read the whole Agreement carefully, especially the provisions marked as DD . If you have any questions, please ask the Lender timely to explain. Wuhan Kingold Jewelry Co., Ltd Borrower (The Borrower): _ Zhihong Jia Legal Representative/] [2016 280003040031 No. Loan Agreement of Circulating Funds Evergrowing Bank Yantai Signing Location: Loan Agreement of Circulating Funds Important Notice to Borrower Please read the whole Agreement carefully, especially the provisions marked as DD . If you have any questions, please ask the Lender timely to explain. Wuhan Kingold Jewelry Co., Ltd Borrower (The Borrower): _ Zhihong Jia Legal Representative/] [2016 280003100021 No. Loan Agreement of Circulating Funds Evergrowing Bank Yantai Signing Location: Loan Agreement of Circulating Funds Important Notice to Borrower Please read the whole Agreement carefully, especially the provisions marked as DD . If you have any questions, please ask the Lender timely to explain. Wuhan Kingold Jewelry Co., Ltd Borrower (The Borrower): _ Zhihong Jia Legal Representative/] [2016 280003100031 No. Loan Agreement of Circulating Funds Evergrowing Bank Yantai Signing Location: Loan Agreement of Circulating Funds Important Notice to Borrower Please read the whole Agreement carefully, especially the provisions marked as DD . If you have any questions, please ask the Lender timely to explain. Wuhan Kingold Jewelry Co., Ltd Borrower (The Borrower): _ Zhihong Jia Legal Representative/] [CHANG’AN INTERNATIONAL TRUST CO., LTD Chang’an Trust—No. 2 Loan Assembled Fund Trust Plan of Kingold Jewelry Trust Loan Contract March 2016 Chang’an Trust—No. 2 Loan Assembled Fund Trust Plan of Kingold Jewelry Trust Loan Contract Borrower: Wuhan Kingold Jewelry Co., Ltd. (hereinafter referred to as “Kingold Jewelry” or “Borrower”) Legal representative: Jia Zhihong Residence: Te 15, Huangpu Science & Technology] [2016 280003240011 No. Loan Agreement of Circulating Funds Evergrowing Bank Yantai Signing Location: Loan Agreement of Circulating Funds Important Notice to Borrower Please read the whole Agreement carefully, especially the provisions marked as DD . If you have any questions, please ask the Lender timely to explain. Wuhan Kingold Jewelry Co., Ltd Borrower (The Borrower): _ Zhihong Jia Legal Representative/] [2016 280003240021 No. Loan Agreement of Circulating Funds Evergrowing Bank Yantai Signing Location: Loan Agreement of Circulating Funds Important Notice to Borrower Please read the whole Agreement carefully, especially the provisions marked as DD . If you have any questions, please ask the Lender timely to explain. Wuhan Kingold Jewelry Co., Ltd Borrower (The Borrower): _ Zhihong Jia Legal Representative/] [2016 280003240031 No. Loan Agreement of Circulating Funds Evergrowing Bank Yantai Signing Location: Loan Agreement of Circulating Funds Important Notice to Borrower Please read the whole Agreement carefully, especially the provisions marked as DD . If you have any questions, please ask the Lender timely to explain. Wuhan Kingold Jewelry Co., Ltd Borrower (The Borrower): _ Zhihong Jia Legal Representative/] [CERTIFICATION OF CHIEF EXECUTIVE OFFICER UNDER SECTION 302 OF THE SARBANES-OXLEY ACT I, ZhihongJia, certify that: 1. I have reviewed this Quarterly Report on Form 10-Q of Kingold Jewelry, Inc.; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made,] [CERTIFICATION OF CHIEF FINANCIAL OFFICER UNDER SECTION 302 OF THE SARBANES-OXLEY ACT I, Bin Liu, certify that: 1. I have reviewed this Quarterly Report on Form 10-Q of Kingold Jewelry, Inc.; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements] [CERTIFICATION OF CHIEF EXECUTIVE OFFICER SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 (1) (2) ZhihongJia Chairman, Chief Executive Officer and] [CERTIFICATION OF CHIEF FINANCIAL OFFICER SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 (1) (2) Bin Liu Chief Financial Officer and Principal Accounting Officer] [KINGOLD JEWELRY REPORTS FINANCIAL RESULTS FOR THE FIRST QUARTER ENDED MARCH 31, 2016 Company to Hold Conference Call with Accompanying Slide Presentation on May 16, 2016, at 5:30 p.m. ET, Anticipates Finishing Construction of Kingold Jewelry Cultural Industry Park by End of May 2016 WUHAN CITY, China, May 16, 2016 - Kingold Jewelry, Inc. ("Kingold" or "the Company") (NASDAQ: KGJI),]