Austria came in second for financial wellbeing, scoring 6.77 out of 10, also thanks to consumers’ diligence at paying bills on time. This level of financial security in meeting bill commitments, reflected “a healthy economy and strong saving culture,” Intrum stated in the report. Germany had an overall financial wellbeing score of 6.89 out of 10, helped mainly by consumers’ ability to pay bills on time, on which it scored 7.82 out of 10. People in Germany are the most financially secure of any c

Finnish Prime Minister Antti Rinne speaks during a press conference at the German federal Chancellery on July 10, 2019 in Berlin, Germany. Finnish Prime Minister Antti Rinne resigned on Tuesday after a member of the ruling coalition said it had lost confidence in him following a series of disruptive strikes. “Next we will likely have fast government formation talks, and likely with the same coalition,” Rinne told reporters. “At 34 she’d be the youngest prime minister ever,” Helsinki University p

Another study published last year by Wharton Professor Sigal Barsade and California State University Professor Hakan Ozcelik found that loneliness also has a detrimental effect on performance at work. The field study, called “No Employee an Island: Workplace Loneliness and Job Performance,” surveyed 672 employees and their 114 supervisors from a range roles in the U.S. There were two reasons why loneliness hurt workplace performance, said Barsade. Another reason was that co-workers found those c

The past decade is set to be the warmest on record, the World Meteorological Organization (WMO) said Tuesday. Overall, the report, which was released during the COP25 climate summit in Madrid, paints a stark picture. Globally averaged concentrations of carbon dioxide in the atmosphere hit 407.8 parts per million last year, a record, and are set to increase this year. The WMO’s report comes after the UN secretary general warned that “the point of no-return is no longer over the horizon.” Informat

A Chinese and U.S. flag at a booth during the first China International Import Expo in Shanghai, taken on November 6, 2018. Investors look set to make money when Washington and Beijing sign their “phase one” trade deal — but in the long term, the Sino-U.S. trade war is “unresolvable,” according to one analyst. “The way to make money is easy right now, you just have to own something, because everything’s just been grinding higher,” he said. “No one wants to be short going into the day before the

There are a number of flexible side jobs, however, that you can start immediately with a laptop or your smartphone. “If you’re looking for a side hustle, you need money. You don’t need to spend money to make money,” says Kathy Kristof, cofounder and editor at SideHusl.com. Shop for groceriesWith apps like Instacart and Shipt, you can earn money by shopping for other people’s food and household essentials as a personal grocery shopper. You don’t need to spend money to make money.

Representative Devin Nunes, a Republican from California and ranking member of the House Intelligence Committee, speaks during an impeachment inquiry hearing in Washington, D.C., U.S., on Wednesday, Nov. 13, 2019. House Republicans argue in a 123-page minority report that Democrats have failed to establish any impeachable offenses by President Donald Trump, according to a copy of the report reviewed by NBC News. “The Democrats’ impeachment inquiry, led by House Intelligence Committee Chairman Ad

Citi has a new Netflix analyst and he’s joining the minority of Wall Street analysts that are cautious on the stock. The firm transferred coverage of Netflix to analyst Jason Bazinet. But Wall Street forecasts now on Netflix “deviate” from this long-term pattern. The new Netflix analyst therefore said either Netflix needs to spend even more on content or subscriber estimates need to fall on Wall Street. If they spend up on content, it will hurt margins and cause the stock to drop by 15%, he calc

Piper Jaffray increased its price target on Tesla’s stock to $423 a share, saying that “for all its controversy and volatility, we think TSLA is a must-own stock” in the auto sector. Tesla shares were largely unchanged Tuesday. Piper’s new 12-month price target, up from $372 a share, represents a 26% climb from Tesla’s previous close of $334.87 a share. While Tesla’s stock is nearly flat for 2019, that’s after the stock rallied nearly 50% in the past three months. But Piper says it’s difficult ”

A few things kept recurring, and she said, “If we had had these few things done, there would have been less to answer. At a minimum, to be prepared for some unforeseen catastrophe, you should have a will, an emergency fund and a simple folder or notebook that holds financial and account information for you and your partner. Liz Gendreau and Todd Gwiazdowski found out the hard way that there are more types of emergency than simple job loss. An emergency fund was put to immediate use. For Reynolds

Charitable donations generally kick into high gear on “Giving Tuesday,” a single day specifically focused on charity in the shopping-heavy week after Thanksgiving. The decline in giving by individuals comes after the new tax law, which took effect in 2018, reduced the tax incentives of giving for many households. The decline in giving by individuals came after the new tax law, which took effect in 2018, reduced the incentives for many households. Last year’s fourth-quarter losses in the stock ma

Snow was already on the ground in parts of New Jersey and Connecticut before dawn on Monday. New York City, which initially was forecast to get 3 to 4 inches of snow, was preparing for as much as 8 inches in northern parts of the city. Residents of Massachusetts, where some areas were already a foot deep in snow, were settling in for more. There was much more snow in other parts of Massachusetts: 20 inches in Plainfield, 17.5 in Williamstown, 15.5 in Hancock and 14 in Ashfield. As much as 8 more

A rendering of the Glossier shops coming to seven Nordstrom locations, including at the new Nordstrom flagship in New York City. The beauty company will only be selling its “Glossier You” fragrance, which it launched in October 2017. Glossier has operated its own pop-up shops in cities like Boston, Austin, Miami and London. The beauty counters at department stores have been hurt as companies like Ulta and Sephora have expanded their footprints, pulling shoppers out malls and into their stores. G

One way for retailers to make sales during the holidays is to expect a good amount of the items will be coming back. This year, 77% of consumers plan to return some of their gifts and nearly 20% expect to return more than half, according to a survey by Oracle of 15,800 consumers. Consumers have become pickier, and while people used to return gifts sneakily, now they’re upfront about it, Yarrow said. “Consumers are making it clear that returning and exchanging gifts is okay.” Before heading into

Unilever, which said it wanted to evolve its chief marketing officer role when longtime marketing chief Keith Weed stepped down earlier this year, has hired a replacement and landed on a new title: Chief Digital and Marketing Officer. Conny Braams, formerly an EVP of Unilever Middle Europe, is taking on this new role at the consumer packaged goods giant. Unilever CEO Alan Jope said Braams will be tasked with turning Unilever into a “future-fit, fully digitized organization at the leading edge of

Dexcom’s technology chief admits that the maker of continuous blood sugar monitoring systems was caught flat-footed by a technology outage over the Thanksgiving holiday weekend, and was ill-equipped to properly inform users of the problem. Because of a server glitch, a large number of Dexcom’s customers, who rely on the company’s technology to manage their diabetes treatment, weren’t alerted to potentially dangerous changes in their blood glucose levels. The issue was of particular concern to pa

Trump: NATO is becoming stronger because people are now fulfilling commitmentsPresident Trump and France’s President Macron hold a press conference at the NATO summit in London.

Macron: ‘When we speak about NATO, it’s not just about money’President Trump and France’s President Macron hold a press conference at the NATO summit in London.

Why Ford is falling behind in ChinaAmerican cars are struggling in China, and it may only get tougher for automakers. One company that has seen its share of struggles in the Chinese market is Ford. It arrived late to China, and it had trouble keeping up with the country’s competitive car market. But Ford said in early 2019 that it has a plan to catch up to its competitors.

Check out the companies making headlines before the bell:Lands’ End (LE) – The apparel retailer reported third-quarter earnings of 11 cents per share, 2 cents a share above estimates. AK Steel (AKS) – Mining company Cleveland-Cliffs (CLF) is buying the steelmaker in a stock swap deal valued at $3.36 per share. AK Steel shareholders will receive 0.4 Cleveland-Cliffs shares for every share they now own. UnitedHealth (UNH) – UnitedHealth issued a 2020 adjusted earnings forecast of $16.25 to $16.55