I’ve seen people leave hundreds — often thousands — of dollars on the table because they missed out on tax savings, credit card bonuses and several other opportunities. Here are the eight biggest money mistakes I see people making at the end of every year:1. Not contributing enough to your 401(k)If you have a 401(k) plan through your employer, it’s important to make sure it’s on track with your retirement goals every year. What to do: If you haven’t done it already, consider shuttling your cash

In early 2019, Bill Gates participated in a Reddit “Ask Me Anything.” Redditors asked Gates everything from “when was the last time you wrote code” to “what’s your favorite prime number.” “Some[one] recently said that when your children are doing well it really is very special and as a parent I completely agree,” Gates wrote on Reddit. Along with parenting, Gates said in the Reddit AMA that “following through on commitments to yourself like doing more exercise also improves your happiness.” Gate

Sen. Rand Paul, R-Ky., recently introduced a new bill that would allow students and parents to withdraw retirement funds to pay for college or repay their student loans. That means if two parents each have retirement accounts, they could withdraw over $10,000 cumulatively each year to pay for their child or dependent’s education. Americans owe more than $1.6 trillion in student loan debt, and the price of college continues to increase each year. “I don’t think it provides any meaningful relief t

Victor Yang walks around his neighborhood in Washington, D.C. CNBC Make ItFor Yang, that philosophy plays a large part in how he handles the money he earns working as a congressional aide in Washington D.C. “You spend when you need to spend money on something. Instead of shelling out for a gym membership, Yang takes advantage of the free fitness facilities available to D.C. residents. Savings: $638Each month, Yang aims to save between $400 and $500, but the exact amount varies depending on his e

JGI/Jamie Grill | Tetra images | Getty ImagesMake 2020 the year you nail your taxes: The IRS has released the final version of its new tax withholding form. Employees use it to tailor the amount of income tax that’s withheld from their paychecks. “It might make sense to pull details from last year’s tax return,” he said. Remember: Changes you make to your withholding in 2020 will be reflected in the tax return you file in April, 2021. Taxpayers can also account for income you’re bringing in that

CVS Health CEO Larry Merlo raised concerns Thursday over the teen vaping crisis and the long-term health risks. “We don’t know the longitudinal effect of these products,” Merlo told CNBC’s “Squawk Box.” Flavored e-cigarettes have fueled what government regulators are calling a teen vaping epidemic, with data showing that more than 5 million U.S. teenagers are now vaping, with many preferring flavors. Merlo said he saw signs that something was wrong with vaping in 2014, around the same time that

General Motors CEO Mary Barra said Thursday that she sees a big opportunity in all-electric pickup trucks — a new segment that’s gotten a lot of attention since Tesla’s splashy Cybertruck unveiling last month. Refusing to comment directly on the polarizing Cybertruck, she said, “It’s the customer’s decision to decide, not General Motors, certainly not me as the CEO.” GM’s electric pickup, expected in 2021, would get batteries from an Ohio factory that will be built as part of a new partnership b

Digital Deepak Chopra is an AI bot that will give you advice. A digital version of Dr. Deepak Chopra will soon be able to give you advice whenever you need it through an app on your phone. “My hope is to reach a critical mass —at least 1 billion people,” Dr. Chopra said. “The AI will live longer than me and be able to speak to my grandkids’, grandkids’, grandkids.” [Digital Deepak] is a digital representation of an actual human being in your pocket.”

House Speaker Nancy Pelosi, D-Calif., is pushing to keep a key legal shield for tech companies out of a new trade agreement with Mexico and Canada. Language in the proposed trade agreement echoes that of Section 230 of the Communications Decency Act, a hotly debated portion of the law that protects online platforms from liability for their users’ content. Having such language included in the agreement would be a boon for tech companies and would ensure certain legal protections for them abroad.

Why GM failed in IndiaOver the last 20 years the Indian automotive market has grown from about 500,000 new vehicles to 3.5 million in 2018. But some automakers have struggled to make it work. Among them is General Motors, the largest U.S. automaker. GM stopped selling cars in India in 2017, after years of declining market share. Watch this video to find out why automakers, including GM, struggle in India.

The exterior of the headquarters of biotechnology company Biogen in Cambridge, MA is pictured on March 21, 2019. Biogen shares rose Thursday after the biotech firm offered more data on its late-stage Alzheimer’s drug, aducanumab. The data, presented at the Clinical Trials on Alzheimer’s Disease conference, offered almost no new results from what the company previously released in October. Dr. Eric Siemers, an Alzheimer’s expert who previously led Alzheimer’s research at Eli Lilly, also noted the

GM’s exit from India in 2017 was especially notable, in part because the massive country has a rising economy and growing automotive market. GM opened two factories in the country and introduced a number of products tailored to the value-conscious Indian buyer. To be fair, the Indian market is not easy for many foreign automakers to navigate. In the years since the automaker pulled out, the Indian market has slowed for the first time in years. Analysts expect the Indian economy to rebound in 202

The market could be on the verge of a year-end rally. Hickey builds his bullish case in a chart that shows the intramonth performance of the S&P 500. Stocks typically don’t break out into a sustainable year-end rally until around Dec. 14, according to Hickey’s data. But the S&P 500 is still down 1 percent, and the Dow is off almost 1.5%. Hickey points out the S&P 500 has already soared almost 25% this year surrounded by trade jitters.

The suit, which seeks unspecified monetary damages, notes that “two women approached Donald Trump and threatened to ruin his career and humiliate his family if he doesn’t give them money.” “Now that sounds like a classic case of extortion,” Carlson added during the Dec. 10, 2018, broadcast of “Tucker Carlson Tonight,” the suit says. The suit notes that McDougal “never approached Trump and threatened to ruin his career or humiliate his family if he did not give her money.” The network said in an

A concept image illustrates announced updates to Disney’s Epcot theme park. He pointed to the addition of “Frozen” characters to the Norway pavilion as a model for changes coming to the France pavilion. A “Mary Poppins”-themed area is coming to Disney’s Epcot theme park. An artist’s rendering of the overhaul of Epcot theme park at Walt Disney World in Florida. Disney’s Epcot theme park is adding a “Guardians of the Galaxy” ride.

Biogen – The biotechnology company’s stock rose 3.3% after Biogen released new data about its late-stage Alzheimer’s drug called aducanumab. Signet Jewelers — Shares of the jewelry company popped more than 9% in midday trading after the company reported a smaller-than-expected loss and topped analysts’ sales expectations in the third quarter. Sage Therapeutics — Sage’s stock plunged nearly 60% after the company announced its oral depression therapy failed in a late-stage trial. Five Below report

The removal of the Lightning cable, along with other differentiating updates, will boost shipments and the average selling price of the high-end iPhone models, Kuo, a top Apple analyst, wrote. Speculation has been building for several years that Apple plans to remove the Lightning cable. Apple’s new iPhone 11, iPhone 11 Pro and iPhone 11 Pro Max models, which were announced in September, all have Lightning ports. The charger uses USB-C and requires iPhone users to buy a specific cable that goes

When a reporter asked Nancy Pelosi on Thursday if she hates President Donald Trump, the Democratic House speaker responded with choice words: “Don’t mess with me.” Pelosi, pointing a finger at Rosen, snapped back: “I don’t hate anybody.” We don’t hate anyone, not anybody in the world,” Pelosi said. After the testy exchange with Rosen, Pelosi returned to the podium. I don’t hate anyone.

The Seattle-headquartered company has tapped two new partners, robotics supply chain company Attabotics and parcel-sorting provider Tompkins Robotics, to test a more modern facility in the San Jose area. Nordstrom is the first retailer to bring together both Attabotics’ and Tompkins Robotics’ technology into a single distribution center, in Newark, California. Nordstrom’s eight other U.S. distribution facilities are in Portland, Oregon; Dubuque, Iowa; Cedar Rapids, Iowa; Ontario, California; New

(Photo by Tim Mosenfelder/Getty Images)Spotify just rolled out the 2019 version of a popular feature called Spotify Wrapped, which shows the songs and artists you listened to most throughout the year. Spotify Wrapped also also how much time you spent on the service and where the artists you listen to are from. I listened for almost 27,000 minutes and was called a “world citizen” because I listened to artists from 37 countries. This year’s Spotify Wrapped also breaks down your favorite podcasts o